On your Credit Cards
On your credit card:
* Keep a list of your credit cards numbers, expiration dates and phone number of the issuer of the card in a safe place.
* On credit card bills quickly and compared with receipts to verify that is not authorized, but errors in the billing.
* Report quickly and in writing to the credit card company all questionable expenses. Written inquiries should not be with your payment. Check the invoice to the correct address to your written inquiries. The investigation must be made in writing your rights.
* If one of your credit cards are missing or stolen, lost within a very short time on your card issuer. Some companies have a 24-hour service is free and numbers on their statements to this effect. For your own protection, monitoring the phone with a letter to each issuer. The letter has your card number, the date on which the card is not present, and the date you on the loss.
* If you report the loss of a credit card is used before the station can not keep costs not allowed. If a thief using your card before you report the error, the maximum amount that you’re not responsible for the costs incurred on each card is $ 50.
If your Credit cards:
* See your card, after a secretary. Take your card immediately after the chancellor has ended and they must ensure that your.
* Void destroy or improperly received.
* Never get a seat. Draw a line across all spaces with a total receive when you register.
* Never enter your credit card number to the phone if you initiated the call.
* Do not place your credit card number on a postcard or outside of an envelope.
* Let the rare maps in a safe place.
* Do not close all inactive transmitter (s).
If you decide to create a new account:
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* The credit card companies offer a variety of conditions (annual percentage rate, the methods used to calculate the balance of finances, subject to cost at least monthly, and the fees for membership). When choosing a card, compare the conditions of several card issuer to the card that best fit your needs.
* The transfer of assets to the higher rate of cards and accounts to a card with a lower rate.
* Sign new cards after their arrival. Cut the cards of all adverse events.
Filed under: -Training and jobs information, Extra, advice on January 19th, 2009
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